Colorado Springs Real Estate and Community News

April 19, 2018

Will I Love My Future Neighborhood?

When you are searching for a new home, location is one of the most important parts of your search. Whether you are looking for a great community for your family or you are looking for complete privacy, enjoying where you live in essential if you want to love your home.

So how can you tell if you will love your neighborhood when you are looking at homes to buy? Keep reading and we will show you!

What’s close by?

Think about what you do on a day-to-day basis. Do you go to the gym? What area of town will you be working in? Is there a food store you love living near? If these are places you go to on a very regular basis, it’s a good idea to keep their location in mind when searching for your dream home. Living close by will make your life easier. You may not realize how much you love living by them until you no longer do. By that point, you may end up becoming resentful of your home. Make a list of places you go to nearly daily.

Do you like quiet or lively?

Do you enjoy a nice quiet night in most nights or do you enjoy being close to downtown and the bars? You may love hanging out with your friends every weekend, but that does not mean you want to live nearby. With that said, if you love being able to walk to restaurants and coffee shops daily, living close to the city may be very important in the location you chose to purchase your home in.

Do you need friends nearby?

Some people love their friends to live close by, while others need space between them and their friends. Even if they don’t need their friends to be in a walking distance, some people need to be close enough so that their friends will still come and visit them. If this is a necessity to you, make sure that you communicate that to your realtor and let them know the exact areas your friends live. It’s also a great idea to ask your friends what they like and don’t like about their neighborhoods. This will help you know what kinds of things to look for and perhaps stay away from.

Make sure that you visit a few different neighborhoods and see which one’s check many of your boxes. Some people just have a feeling about a neighbor and know instantly that it’s “the one”. Make sure that you make these lists before you start home searching, it will save you a lot of time and perhaps will help you from choosing the wrong home.

If you are ready to find the perfect neighborhood for your family, we would love to help! Contact us today to get started!

Posted in Buying a Home
April 14, 2018

5 Bedroom Home for Sale Colorado Springs

5 Bedroom Home for Sale Colorado Springs

LISTING DETAILS - 5 Bedroom Home for Sale Colorado Springs

ADDRESS - 5670 Loyola Drive, Colorado Springs CO 80918

***Year Built - 2000 *** Total Square Feet - 4,109 *** Total Finished Square Feet - 4.095

5 Bedrooms (4 on Same Level / Upper Level) *** Stucco & Stone Exterior ***FULL Finished Basement with Family Room Plus Home Theater ***Least Expensive Listing In University Park

Stunning & Spacious Upscale University Park Home~stucco & stone Grand 2 Story with Amazing Living & Entertaining Space~5 Bed, 4 Bath, 3 Car, 2 Family Rooms with additional Main Level Office.

The full finished basement has bedroom with attached bath, huge family room 40 X 14 (Long enough for bowling alley), and separate movie / projection room~

The master suite is a complete 5 piece bath, with garden soaking tub, separate shower, double vanity, and walk in closet.  The great room and vaulted / volume ceilings are impressive

Fantastic Location in University Park ~ Convenient to United States Air Force Academy & University of Colorado Colorado Springs ~ Please note this community is where education is given the highest priority.  Enjoy the classic lifestyle ~ An ideal place to make new friends.

Almost every recreation activity is close at hand ~ Garden Ranch YMCA Recreational Complex has every activity, soccer teams, basketball teams, tennis courts, baseball teams, and swimming pools for your enjoyment.

This 5 Bedroom home for sale in Colorado Springs with easy access to I-25, Downtown Colorado Springs & Denver is a true gem at this below market price of $474,900.   If you are looking for a 5 Bedroom home for sale in Colorado Springs this home should be at the top of your list and not be missed.

Click Here for Video Tour

 

 This information is provided courtesy of Harmony Real Estate Group.  Contact Bob DeYoung of Harmoney R/E Group with questions or to schedule your private tour.

MLS#1848901

Posted in Community News
April 3, 2018

Interior Trends Happening Right Now

Let’s face it, it’s hard to stay up on the latest trends. They do change quite frequently and sometimes do a complete 180. We are well into 2018 and that means we can see what home design trends are staying and which ones have gone. Keep reading to find out what simple interior trends are happening right now.

Dark wood

Furniture that has dark wood looks amazing in any room of the home. Pale woods are not as popular anymore. Become trendier by having bleached wood that add a retro glamour to it. This is also great for modern homes too.

Rich pigments

Colors that are bolder are IN. Neutral colors will never go out of style, but add a bright color to switch it up. Whether this is a rug, painting, or one of the walls, bolder is even better now.

Mix in the world

Traveling has always been popular. Globes and having various cultures in different rooms is trendy. Keep this going! Asian textures are beautiful and add flair to rooms, especially living rooms. The playful embellishment will appeal to many homeowners.

Metallic accents

Adding in a metallic accent means less copper and rose and more brass. Brass is perfect for any finish in a home. Colors that complement this accent are green and pink.

Tropical

Tropical trends have started becoming more and more popular over the years. This year they are at an all-time high. Palm leaves will make you feel like you are in a lush tropical vacation resort all year long.

Still confused with what’s hot and what’s not? Give us a call! We will be happy to give you some tips. If you are about to move, these key tips are great for setting in with a fresh new trendy home.

Posted in Real Estate News
March 23, 2018

The Home Buying Process

Have you decided to take the plunge into homeownership? Congratulations! Although most people know the basics of home buying, there may be a few things that appear as a surprise. We want to ensure nothing comes as a (negative) surprise to you and that is why we are here to share the key steps in the home buying process. Keep reading to find out what they are!

Don’t overlook

Some people will look at homes because they think that will be “fun” or then they will see what kinds of things they like in each home. This will just let you down when it comes to finding your dream home. Remember, you can always purchase a fixer-upper and put money and work into it if you are very specific in what you are looking for.

Qualify before shopping

One of the most important things in the home buying process is knowing exactly how much you qualify for before looking at homes. This will allow you to search in your exact target range from the very start. This is also important for your realtor to know.

Know specifics

Is there a neighborhood that you love? A feature about a home you can’t live without? Do you really want a large backyard? Try and figure these things out as soon as possible.

Keep your money where it is

Having a high credit score is crucial in getting a mortgage (or a better interest rate on your mortgage). We recommend that six months before you purchase, do not move your money around and no not open any new credit cards. Lenders need to see that you are reliable. If they see you are purchasing big-ticket items, or opening new credit cards, you may have a harder time getting a loan.

Know your style

Understanding your style will help you know what type of home best suits you. Do you have a large family? Are you looking to rent part of it out and want a multi-unit home? Are you open to a fixer-upper? Know what kind of home you are looking for and what will work best for your family.

Now you know what to start thinking about at the very beginning of home searching. Remember, the process doesn’t happen overnight. You may not know your exact style right away, but that’s why it’s a great idea to think about it, talk to you realtor and then start looking at different options. For more tips on purchasing your dream home, contact us today!

Posted in Buying a Home
March 6, 2018

5 Things You Don’t Realize Can Ruin Your Credit

Have you ever checked your credit and it was lower than you thought it was? Even if you are on top of payments, your credit score can be low for other reasons than just lack of paying your bills. But what are the other ways? Keep reading to find out!

Don’t check too often

Although you may think that checking your credit multiple times in a short period of time is a good idea, maybe one place will show it as higher. Don’t do this! Checking your credit will lower it if you check it multiple times within a few weeks. If you want to ensure it is going up, follow the rules of increasing your credit and then only check occasionally.

Little fees add up

Any unpaid bills that you have out in the world really add up and can plummet your credit score. Do you have an unpaid medical bill? Even if it’s small. Do you have an unpaid parking ticket? Pay it as soon as possible! Little bills will add up and affect your credit score. To check these issues, pull a full credit report and ensure that you are all paid up.

Personal Information

One of the simplest and most frustrating reason why your credit score is lower than it should be is because of incorrect information. Errors occur everywhere, even on credit scores.  If your credit score has incorrect information, this could drag your score down. If your report does have an error, make sure that you call your credit bureau right away and file a claim. Although they won’t be fixed right away, it will be worth it.

Don’t try every trick

If you are trying to increase your credit score, don’t print off a list and try every trick in the book. Using your credit a little too much can also hurt it. Even if you are paying off your cards regularly, maxing out your card will hurt your credit. Try and keep your balance low and don’t try every trick at once.

Using your credit card

Make sure to still use your credit card! With no credit, there’s no way to show that you are a responsible user. This can ding your credit score. Although it seems crazy, make sure that you use your card from time to time as well. For example, put all your groceries or your gas on your credit card. This way your bill isn’t too big, but it is something you would always have to pay for anyways.

Here you have our best ways to keep your credit score as high as possible. Without doing these things, you will be on your way to owning a new home or simply having a high credit score in no time. Do you have any more tricks? Share them with us in the comments below!

Posted in Buying a Home
Feb. 22, 2018

How can I tell If I’ll Love A Neighborhood?

When you are searching for a new home, location is one of the most important parts of your search. Whether you are looking for a great community for your family or you are looking for complete privacy, enjoying where you live in essential if you want to love your home. So how can you tell if you will love your neighborhood when you are looking at homes to buy? Keep reading and we will show you!

What’s close by?

Think about what you do on a day-to-day basis. Do you go to the gym? What area of town will you be working in? Is there a food store you love living near? If these are places you go to on a very regular basis, it’s a good idea to keep their location in mind when searching for your dream home. Living close by will make your life easier. You may not realize how much you love living by them until you no longer do. By that point, you may end up becoming resentful of your home. Make a list of places you go to nearly daily.

Do you like quiet or lively?

Do you enjoy a nice quiet night in most nights or do you enjoy being close to downtown and the bars? You may love hanging out with your friends every weekend, but that does not mean you want to live nearby. With that said, if you love being able to walk to restaurants and coffee shops daily, living close to the city may be very important in the location you chose to purchase your home in.

Do you need friends nearby?

Some people love their friends to live close by, while others need space between them and their friends. Even if they don’t need their friends to be in a walking distance, some people need to be close enough so that their friends will still come and visit them. If this is a necessity to you, make sure that you communicate that to your realtor and let them know the exact areas your friends live. It’s also a great idea to ask your friends what they like and don’t like about their neighborhoods. This will help you know what kinds of things to look for and perhaps stay away from. Make sure that you visit a few different neighborhoods and see which one’s check many of your boxes. Some people just have a feeling about a neighbor and know instantly that it’s “the one”. Make sure that you make these lists before you start home searching, it will save you a lot of time and perhaps will help you from choosing the wrong home.

If you are ready to find the perfect neighborhood for your family, we would love to help! Contact us today to get started!

Posted in Buying a Home
Feb. 7, 2018

Don’t Forget These Home Buying Tips!

 

Congratulations! You are considering buying a home. Whether this is your first home or your tenth, the process is very similar. Many people forget the very first steps when it comes to purchasing a home. We know, it can be very exciting, but since it is one of the most important financial decisions in your life, it’s important to ensure that every step, especially the beginning ones are completely properly. Keep reading to find out what they are!

 

 

Hire an agent

 

 

Hiring an agent is crucial. Some people think saving some money and skipping and agent is a good idea. This can end up being extremely costly. An agent will help you with the entire process, they will save you time by considering homes that you are interested in, and they can even save you money by negotiating correctly when the time comes to purchase the home. When choosing an agent, make sure that you do your research. Don’t be afraid to ask for references and look up reviews online. A great agent can ensure you find the exact home you are looking for.

 

 

 

Get pre-approved

 

 

 

Almost everyone needs a mortgage before purchasing their home. It’s always a good idea to find out exactly how much your quality for prior to looking at homes. Can you imagine finding your dream home and learning it’s $100,000 more than you are approved for? This process can save you a heart break and save you time. Make sure to share the amount with your agent so they know what to stay under.

 

 

 

Get a home inspection

 

 

 

Never buy a home without getting it inspected thoroughly. The sellers have probably already had one, but it is important to have your own complete. This will allow you to negotiate the price down if you find anything wrong. It also may save you a huge headache if they find severe issues with the home.

 

 

Do your research

 

 

 

Although you may not know every detail you are looking for before starting to look at homes, it’s good to come up with a small game plan. Is there an area of town you are looking to live in? How many bedrooms? Can it have only one floor? How big of a yard do you want? These are all little but important details to think about and perhaps know before going and looking at homes.

 

 

 

These tips might seem simple, but many people get so excited about the home buying process, they forget these beginning steps. If you are ready to purchase a home, we want to help you find the perfect fit. Contact us today to get started!

Posted in Buying a Home
Jan. 18, 2018

Buying A Home Even With Bad Credit

 

Your credit score is one of the most important things that will determine if you qualify and how much you qualify for a mortgage. Typically, the higher your credit score, the more you will be approved for. Keep reading to find out how to buy a home even if you have bad credit.  

 

Did you know that the average household is in over $15,000 in debt. This mean that you can buy a home even when you have bad debt. Before you can though, we recommend taking care of your report. This is easier than you think. Keep reading to find out exactly what you need to do to get your credit scare home buying ready.  

 

The first question you may be asking is how a credit score is calculated. Your credit score looks like 5 parts; your payment history, debt-to-credit, length of history, credit, and finally new credit. To make it simple, the longer you have been paying off debt and ensuring you are always on time will help your credit score to increase. If you are late on payments, or have not had any line of credit for long, you will not have a high score.  

 

So what is considered a good credit score? Well, a perfect score means that you have a number of 850. This is rare. Once you have a credit score of 740, you should be able to quality for a mortgage with a great interest rate. If your score in the 700’s, you will still be able to qualify for a mortgage, however your interest rate may be a little higher. If you have a credit score under 660, you will need to jump through additional hoops in order to qualify for a loan.  

 

If you don’t have a credit history, it’s important to get one as soon as possible. One of the easiest ways to do this quickly is to become an authorized user on your parent’s card. Mortgage companies understand that no one is perfect. If you have forgot to make a payment once or twice, you can always take steps to repair your credit score.  

 

If you don’t have good credit and you are looking to buy, don’t worry, there still is a way. There are loan programs out there designed to assist people with medium credit scores. We will be happy to assist you with this process if you find yourself in this situation.  

 

If you do have a mediocre credit score and have time before purchasing a home, there are quick things that you can do to raise your score. Firstly, make sure that you pay all of your bills on time each month. They may sound obvious, but you would be surprised how many people simply forget to make a payment, even if they have the money. We recommend scheduling a minimum payment on your credit card. This way you are never late. Many experts talk about the 30% rule. This means that any charge to your credit card should not exceed 30% of the limit. This will help raise your score and will help prevent you from overspending and not being able to pay it off, or make payments. If you ever notice an error on your credit report, there is something that you can do. You are entitled to a free copy of your report every 12 months. Make sure to take advantage of this to ensure everything is correct. If you do notice a mistake, ensure that you contact a creditor immediately. If they confirm that there is an error, they will let companies such as Equifax, TransUnion, and Experian know to remove the error. This can be the result of a simply name mix up.  

 

Although having good credit I always what people aim for, when it comes to buying a home it does not need to be perfect. If you are unsure of the home buying process, or you want more tips, contact us today!

 

Posted in Buying a Home
Jan. 2, 2018

How To Get Rid Of Dog Smells From Your Home

 

Removing the dog smell for your home can be a challenge for every dog owner. Let’s face it, dogs typically smell. Although you love your furry friend and they have become part of your family, it can become frustrating and sometimes embarrassing to have the odor of your dog lingering in your home. Keep reading to find out how to get rid of dog smells from your home.  

 

Grooming

 

Firstly, is your dog being regularly groomed and bathed? This is one of the easiest way to keep your home smelling great. If they continue to smell more than a “regular” amount, you may want to ask your vet to ensure they do not have a skin or dental infection.  

 

Housing Chores

 

Although you may already be doing these housing chores, these are some simple things that you can be doing on a regular basis to ensure your pet is as fresh smelling as possible. Some of these include vacuuming the house, washing the dog bed, wash any hard wood floors, and cover any furniture that you dog is allowed on and wash them weekly.

 

 

House Hacks

 

There are little ways to help remove dog odor. Sprinkle baking soda on your furniture and carpet and let it sit overnight. This will neutralize dog smells and is completely safe. Other options that you can purchase are air purifiers, and a filtration system that traps allergen particle. 

 

Although your dog may be a part of your family, it can feel frustrating when they are causing unwanted odor. Make sure to use these tips and you will be sure to have a much cleaner smelling home in no time!

 

Posted in Real Estate News
Dec. 17, 2017

Am I Ready To Purchase A Home?

 

When someone first decides to purchase a home, people will talk about the housing market. They will discuss if it is a “good time” to buy. Guess what? That’s not the most important question you should be asking yourself. The best and most important question is if YOU are ready for the responsibility of owning a home.

 

 

Deciding if you are ready to buy will firstly determine how committed you are to a specific area. Are you thinking you may be relocating soon? May you need a larger home soon? Do you have a down payment ready and some spare money in case repair need to take place? These are a few things to consider.  

 

In America, home price are continuing to rise, but as a steady rate. Although you would prefer to purchase when homes are cheaper, this I not something that you should base your entire decision on. You should purchase a home whenever that is right for you.

 

 

Yes, having 20% for your down payment is a good idea, but it is not mandatory. You can get a private loan and simply make larger monthly payments to make up the difference. If you can make larger payments, however have not saved up 20% yet, this is still a great option for you.  

 

Monthly expenses can be a little higher than you think when you purchase a home. This include interest, and insurance. These will not change no matter what is going on in the economy. Find out exactly how much they will be and see if this is something that you can afford. Other expenses that can occur are maintenance and repair. You mortgage is not the only housing expense that you will need to budget for monthly. Some of these expenses include HVAC, hiring a plumber, repairing broken appliance, and repairing the roof.  

 

Do you plan on staying in your home long term? If so, buying is an excellent option. If you are unsure where you will be living a year from now, you may want to simply consider renting until you find a more permanent location.  

 

After reading these, what did you learn? Share your answer in the comment below!

Posted in Buying a Home